High Drop-off, High Call Volume
Users were abandoning claim submissions mid-flow, especially those with chronic conditions who needed to file frequently. Many ended up calling support to finish what the app couldn't help them complete.
Stakeholders Aligned
Japan Claims Team, Mobile Engineering, Policy Admin, Call Center Operations, App Store Team, UI Design, Security
Core Objective
Reduce call center costs and increase customer retention through improved mobile claims experience
Data Analysis
Analysis of call center logs, reviews, and analytics revealed three issues:
- 42% of drop-offs: Separate claims required for each medical visit, hitting chronic condition and post-surgery users hardest
- 28% of drop-offs: 10-30 second waits when saving bank details
- 18% of support calls: No visibility into claim payout timing
What I Prioritized
Reduce Submission Friction
Enable multi-visit claim submission and auto-save drafts so users don't lose progress if they abandon the flow.
Improve Performance
Reduce API response time from 10-30 seconds to under 1-2 seconds to eliminate frustration-driven drop-offs.
Claim Status Transparency
Add claim status clarity with expected payout timelines to reduce call center inquiries.
The Work
Multi-Visit Claims & Auto-Save
Wrote PRDs and user stories for multi-visit claim submission with per-visit document uploads. Led technical feasibility review with mobile architect for local storage design. Defined acceptance criteria and constraints (10-day retention, max 10 drafts).
API Optimization
Analyzed funnel metrics to identify 10-30 second response times causing abandonment. Diagnosed root cause to unoptimized bank validation queries. Defined performance requirements and coordinated with Japan Policy Admin team to optimize database calls.
Claim Status & ETA
Aligned with Japan Claims team to map payout SLAs. Defined UX requirements for "Approved" status with ETA messaging. Conducted usability testing and managed app store submission.
Results Delivered
Key Learnings
Multiple Data Sources Win
Combining analytics, call center data, and app reviews revealed insights no single source could provide.
Test with Real Users Early
Usability testing changed our claim status messaging before launch. What seemed clear to us confused users.
Heavy Users Show the Gaps
Focusing on chronic condition and post-surgery users drove solutions that benefited everyone.